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Dreaming of new furniture but need a little help with financing?

At RS Furniture Hub, we make it easy for you to create the home you’ve always wanted, without the upfront stress! Our flexible financing options help you furnish your space affordably.

The process is quick, simple, and hassle-free. Just provide a few details, and our finance partners will handle the rest.

Repayment calculator
Purchase amountNZ$4,000
$500$10,000
Pay with
Interest-free term
Apply for NZ$4,000
Your options

Five ways to spread the cost

Most popular

Purple Visa

Up to 12 months 0%

An interest-free Visa card you can use here and anywhere Visa is accepted.

Purchases $250+ · establishment & account fees apply

Interest free

Gem Visa

Up to 12 months 0%

Interest-free terms at thousands of NZ retailers, plus everyday Visa spending.

Purchases $250+ · establishment & account fees apply

Interest free

Q Card

Up to 12 months 0%

A long-standing NZ interest-free card with flexible minimum repayments.

Purchases $250+ · establishment & account fees apply

Interest free

12 months interest free

Up to 12 months 0%

12 months interest free in store, plus rewards on your everyday Visa spend.

Earn NOW Dollars as you shop

Larger orders

Finance Now

Fixed weekly payments

A personal loan for bigger purchases, with a set weekly amount and end date.

Terms 6–36 months · interest & fees apply

No application

Afterpay

4 payments, 0%

Split your order into four fortnightly payments. Approval at checkout in seconds.

Up to your Afterpay limit · late fees may apply

How it works

Approved and delivered in three steps

1

Apply in 5 minutes

Fill in the form below, or apply in either showroom with our team.

2

Hear back the same day

We pass your details to the provider and call you with the outcome — usually within a few hours on a working day.

3

Take it home

Once approved, we book delivery or have it ready to collect. Repayments go straight to the provider.

Apply now

Start your application

This is a request, not a credit check. We call you to complete the provider’s application and answer any questions.

What you’ll need to apply

No online banking? No problem! Your bank can send the statements directly to us, or you can email them to info@rsfurniturehub.co.nz.

We’re here to make financing easy and stress-free, so you can focus on picking out the perfect furniture for your home.

Apply today and bring your dream space to life!

Need help? Email us at info@rsfurniturehub.co.nz or call 06 210 6268.

Lending criteria, fees, terms and conditions apply. RS Furniture Hub doesn’t provide financial advice — see our finance terms.

Good to know

Finance and insurance are subject to the provider’s eligibility and approval. Insurance is only available with a loan arranged through us.

Applications not completed within 24 hours of our call won’t be reviewed. A declined application isn’t a service provided by RS Furniture Hub.

Interest-free cards carry an establishment fee and an annual account fee set by the provider, and interest applies to any balance left after the interest-free period. Repayment figures on this page are estimates and don’t include fees.